Last updated: 20 October 2026
1. Scope
These terms of use govern the use of Critivest, provided by Bayer & Szell OG, Ludwig Kaiserstraße 12/1/15, 3021 Pressbaum, Austria ("we"). You accept them by creating an account. How we process personal data is described in the privacy policy.
2. Services
Critivest is a tool for evaluating stocks against criteria and strategies you define. We strive for uninterrupted operation but do not owe any particular availability. We may develop, change or discontinue features; if essential features are removed, we will inform you by email beforehand.
3. Analysis results and their limitations
Critivest is a tool for self-directed stock analysis and provides neither investment advice nor investment recommendations. The results are neither personal nor general recommendations to buy, hold or sell financial instruments, nor are they investment research or financial analysis.
Results show which criteria a stock meets based on the available data and whether it reaches the threshold set for a strategy. Labels such as "Met", "Not met", "met" or "left" refer to these rules.
Critivest does not assess whether an investment fits your personal circumstances, investment objectives or risk tolerance.
The example criteria and strategies provided illustrate how rules and thresholds can be combined. They do not replace selecting and reviewing the criteria for your own analysis.
We do not execute securities transactions, arrange transactions in financial instruments or manage assets on your behalf. Nothing on Critivest is an offer or solicitation to buy or sell financial instruments. We are neither an investment firm nor a credit institution and hold no licence from the Austrian Financial Market Authority (FMA).
Investing in securities involves risks up to the total loss of the capital invested. Past performance is not a reliable indicator of future results. You make your investment decisions yourself and at your own responsibility; consult a licensed investment adviser where needed.
4. Third-party data
Price and financial data come from data providers. They may be delayed, incomplete or incorrect, and the results of your strategies depend on them. We do not warrant that this data is accurate, complete or up to date.
5. Account
Register with an email address that belongs to you and keep your password secret. Report any misuse of your account to us as soon as you become aware of it. You are only responsible for damage caused by a breach of your obligations for which you are at fault.
6. Shared demo account
Everyone exploring the demo account sees the same watchlist, strategies and criteria. These cannot be changed. We may reset the demo account at any time.
7. Acceptable use
You may not use Critivest to
- store content that is unlawful, offensive or infringes the rights of others, for example in the names or descriptions of criteria and strategies;
- attack or overload the website or circumvent its security measures;
- retrieve data automatically on a large scale or redistribute price and financial data.
8. Your content
The criteria and strategies you create remain yours. You allow us to store and process them as far as Critivest needs to. We may block or delete content that is unlawful or violates these terms, and will tell you why. You can report unlawful content to critivest@critivest.com.
9. Liability
We are liable for damage we cause intentionally or through gross negligence, and for personal injury even if caused through slight negligence. We are not liable for damage to property or financial loss caused through slight negligence. In particular, except in these cases, we are not liable for losses from investment decisions you make with the help of Critivest.
10. Term and termination
The contract runs for an indefinite period. You can end it at any time by deleting your account in the account settings. We can terminate it by email with four weeks' notice, or without notice for good cause, such as a serious breach of these terms.
11. Changes to these terms
If we change these terms, we will email you the new version at least four weeks before it takes effect. It applies to you once you agree to it. If you do not agree, we may terminate the contract under section 10.
12. Governing law
Austrian law applies, excluding its conflict-of-law rules. Mandatory consumer protection provisions, in particular those of the country where you live and those on jurisdiction, remain unaffected.
This English version is a translation; the German version is binding.